Stop Debt Collector Harassment

If you’re receiving phone calls and letters from a debt collector then you’re not alone. In fact, one out of seven Americans deal with debt collector harassment at some point in their lives. A lot of these consumers experience abuse and harassment from debt collectors, but they don’t report the incidents. Why? It seems that many people feel that because they owe money, they cannot stop debt collector harassment. Either that or embarrassment from their situation makes it difficult to confide in a Consumer Rights attorney.

However, the truth is that it doesn’t matter if you owe money. Your rights are still protected. Under a federal statute known as the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from engaging in any form of harassment or using abusive tactics.

Debt Collector Harassment in Illinois

Here are a few of the most common ways in which debt collectors violate the FDCPA and, therefore, break the law.
They:

• Call you before 8:00 AM or after 9:00 PM (your time);

• Talk about your debt with third parties such as family members, employers, and neighbors;

• Threaten you with actions they don’t really intend to take, such as throwing you in jail or confiscating your property;

• Yell, use abusive language, or employ racial slurs with you;

• Lie to you about the amount you owe;

How to Stop Debt Collector Harassment

If you’ve experienced any of these things then you don’t have to take the abuse. Simply pick up your phone and give us a call. We’ll make the harassment stop and possibly make the debt collector pay you for damages. In settled cases, debt collectors that violate the FDCPA are always required to pay both our costs and fees. This is also why our clients are charged no fees for the services we provide. Let’s start a conversation today and talking about how we can help you stop debt collector harassment.