It has been the fastest growing crime in America and remains so today. Chances are not “if” you will be a victim of identity theft, but “when.” If you click on the “READ MORE” button on the right, you can learn ways to protect yourself from ID theft. While there are no guarantees that you will always be safe from this crime, you sure as heck don’t have to make it easy for a bad guy to steal your identity. Some easy ways to protect yourself from identity theft include:
- Don’t throw your credit card statements or other personal documents in the trash. Shred them and throw the shreds out.
- Do not give your credit card or bank account information to anyone you don’t know.
- If you get a phone call from your “bank” asking you for any personal information, simply ask them for a telephone number to call them back. If they hang up, you will know it’s a scam. Still, even if they give you a phone number, just hang up because banks and other lenders will never ask you for information that they already have in their system.
- If you get an email from your bank or a lender that does not specifically identify you by your name, don’t respond. When they send out notifications to their customers, they always use your name.
- Don’t read your credit card information over a cell phone and especially in a public place.
- Pull your credit report at least twice a year and make sure everything on it is accurate.